First-time buyers
Taking your first step onto the property ladder? Start with your questions, your plans and what matters most to you.
Talk about your first homeA CLEARER PATH TO HOME
Your next chapter.
Our focus.
Your first home, your next move, or your property investment plans. Start with a conversation that puts you first.
Let’s talk mortgagesFor homebuyers, homeowners and landlords across the UK.
HOME IS MORE THAN AN ADDRESS.
Make your next move
with clarity.
Personal conversationsClear explanationsYour next step, considered
HOW WE CAN HELP
A mortgage journey
as individual as you.
Wherever you are in your journey, let’s start with what matters to you.
Home movers
Planning a new chapter? Let’s talk about your next home and your existing mortgage.
Discuss your next moveBuy-to-let
Looking to purchase a property to rent out? Tell us about your investment plans and the property you have in mind.
Discuss buy-to-letPortfolio landlords
Managing several rental properties or planning to expand? Start a conversation about your portfolio and your priorities.
Talk about your portfolioRight to Buy
Considering buying your home through Right to Buy? Tell us about your circumstances and where you are in the process.
Discuss Right to BuyLet-to-buy
Planning to rent out your current home and buy somewhere new to live? Let’s talk through both parts of your move.
Discuss let-to-buyReviewing your current deal? We also welcome remortgage enquiries.
THE VANGUARD APPROACH
A big decision.
A human conversation.
Mortgages can feel complicated. Our approach starts with listening, keeping things clear and giving your questions the attention they deserve.
Start a conversation- 01
Tell us your plans
Share where you are now, what you have in mind and what you’d like help with.
- 02
Make things clearer
Talk through your questions, priorities and the information you’ll need.
- 03
Consider the next step
Understand how to move forward with your homebuying, remortgage or property investment plans.
A LITTLE CLARITY
Good questions.
A good place to start.
Can I get in touch before finding a property?
Yes. You can start by telling us about your plans, even if you’re still looking for a home.
What should I include in my first email?
Your name, the service you’re interested in, and a little about your plans are a good start. Please don’t send bank statements, identification documents or sensitive financial details in your first email.
What should I consider before remortgaging?
Look at the overall cost, including any fees on a new deal and early repayment charges on your current mortgage. A lower interest rate does not always mean a lower total cost. Read MoneyHelper’s remortgaging guide.
YOUR NEXT CHAPTER STARTS HERE
Let’s talk about
what’s next.
Tell us a little about your plans.
We’ll take the conversation from there.