:root{--navy:#102036;--muted:#566273;--gold:#d6b477;--line:#dbe0e5;--light:#f3f5f7}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:2rem}body{margin:0;background:#fff;color:var(--navy);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.6}a{color:inherit;text-underline-offset:5px}a,summary{touch-action:manipulation}a:focus-visible,summary:focus-visible{outline:3px solid #ad8138;outline-offset:6px}.wrap{width:min(1240px,calc(100% - 100px));margin-inline:auto}.header{min-height:112px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:inline-flex;align-items:center;gap:13px;text-decoration:none;font-size:21px;letter-spacing:2.5px;font-weight:700;line-height:1.2}.brand small{display:block;font-size:10px;letter-spacing:5px;margin-top:6px}.mark{font-family:Georgia,serif;font-size:47px;color:#a38042;line-height:1}.header nav{display:flex;align-items:center;gap:34px;font-size:14px}.header nav>a{text-decoration:none}.button{display:inline-block;background:var(--navy);color:white;text-decoration:none;padding:16px 26px;border:1px solid var(--navy);font-size:15px;font-weight:600;transition:background .2s}.button:hover{background:#27405e}.button.small{padding:12px 22px}.hero{display:grid;grid-template-columns:1fr 1fr;min-height:570px;margin-bottom:64px}.hero-copy{padding:63px 48px 50px 0;align-self:center}.eyebrow{font-size:12px;letter-spacing:2.4px;font-weight:700;margin:0 0 25px}h1,h2{font-family:Georgia,'Times New Roman',serif;font-weight:400;line-height:1.08;letter-spacing:-1.8px;margin:0}h1{font-size:clamp(48px,4.5vw,68px)}h1 em{font-weight:400;color:#8e713e}h2{font-size:44px}.intro{font-size:18px;line-height:1.8;max-width:420px;color:var(--muted);margin:26px 0 30px}.hero-note{font-size:12px;color:var(--muted);margin-top:20px}.hero-image{position:relative;overflow:hidden;min-height:570px}.hero-image img{width:100%;height:100%;position:absolute;object-fit:cover;object-position:53% center}.hero-image:after{content:'';position:absolute;inset:40% 0 0;background:linear-gradient(transparent,rgba(4,21,25,.85))}.image-caption{position:absolute;z-index:1;bottom:30px;left:35px;color:white}.image-caption span{font-size:10px;letter-spacing:2px}.image-caption p{font-family:Georgia,serif;font-size:30px;line-height:1.2;margin:12px 0}.principles{border-block:1px solid var(--line)}.principles .wrap{display:flex;justify-content:space-between;padding:22px 0;font-size:14px}.principles span:before{content:'✓';color:#99783d;margin-right:13px}.section{padding-block:95px}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:45px}.section-heading>p{max-width:300px;color:var(--muted);margin-bottom:4px}.cards{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line)}.cards article{padding:32px 32px 10px 0}.cards article+article{padding-left:32px;border-left:1px solid var(--line)}.number{font-size:13px;color:#8e713e;letter-spacing:2px}h3{font-size:20px;font-weight:500;margin:20px 0 13px;line-height:1.3}.cards p{color:var(--muted);margin:0 0 25px}.cards a,.text-link{font-size:14px;font-weight:600}.approach{background:var(--navy);color:white;padding:80px 0}.approach-grid{display:grid;grid-template-columns:1fr 1fr;gap:95px}.approach .eyebrow{color:var(--gold)}.approach-grid>div>p:not(.eyebrow){color:#bec9d6;max-width:410px;margin:25px 0}.steps{list-style:none;padding:0;margin:0}.steps li{display:flex;gap:27px;padding:20px 0;border-bottom:1px solid #354357}.steps li:first-child{padding-top:0}.steps li:last-child{border-bottom:0}.steps li>span{font-family:Georgia,serif;font-size:28px;color:var(--gold)}.steps h3{margin:3px 0 8px}.steps p{color:#bec9d6;margin:0;font-size:15px}.faq{display:grid;grid-template-columns:1fr 1.2fr;gap:70px}details{border-bottom:1px solid var(--line);padding:20px 0}details:first-child{padding-top:0}summary{cursor:pointer;font-size:17px;padding-right:12px}details p{color:var(--muted);font-size:15px}.contact{text-align:center;background:var(--light);padding:64px 24px;margin-bottom:70px;border-top:3px solid var(--gold)}.contact h2{font-size:53px}.contact p:not(.eyebrow){color:var(--muted);margin:23px 0}.button.gold{background:var(--navy)}.email{display:block;width:fit-content;max-width:100%;overflow-wrap:anywhere;margin:18px auto 0;font-size:14px}.footer-top{display:flex;justify-content:space-between;gap:30px;align-items:center}.footer-top p{color:var(--muted);font-size:14px}.risk{font-size:14px;font-weight:600;border-top:1px solid var(--line);padding-top:25px;margin-top:30px}.footer-bottom{display:flex;justify-content:space-between;color:var(--muted);font-size:12px;padding:12px 0 35px;gap:20px}.skip{position:absolute;left:15px;top:-100px;padding:10px;background:white;z-index:5}.skip:focus{top:10px}@media(min-width:1600px){.hero{min-height:640px}.hero-image{min-height:640px}}@media(max-width:900px){.wrap{width:calc(100% - 48px)}.header nav{gap:20px}.hero{min-height:500px}.hero-image{min-height:500px}.hero-copy{padding-right:25px}h1{font-size:49px}h2{font-size:37px}.approach-grid{gap:45px}.section{padding-block:65px}.faq{gap:35px}.cards article{padding-right:20px}.cards article+article{padding-left:20px}}@media(max-width:640px){.wrap{width:calc(100% - 40px)}.header{min-height:95px}.brand{font-size:17px;letter-spacing:1.5px}.brand small{font-size:9px;letter-spacing:3.4px}.mark{font-size:39px}.header nav>a:not(.button){display:none}.button.small{padding:10px 13px;font-size:13px}.hero{grid-template-columns:1fr;margin-bottom:35px}.hero-copy{padding:30px 0 35px}.hero h1{font-size:53px}.intro{font-size:17px}.hero-image{min-height:390px}.hero-note{font-size:12px}.principles .wrap{flex-wrap:wrap;gap:12px 25px;padding:20px 0;font-size:13px}.section-heading{display:block;margin-bottom:25px}.section-heading>p{margin-top:22px}.cards{grid-template-columns:1fr}.cards article,.cards article+article{padding:25px 0;border-left:0;border-bottom:1px solid var(--line)}h3{margin-top:14px}.approach-grid,.faq{grid-template-columns:1fr;gap:40px}.approach{padding:55px 0}.section{padding-block:55px}.contact{padding:45px 18px;margin-bottom:40px}.contact h2{font-size:44px}.footer-top{align-items:start;flex-direction:column;gap:10px}.footer-bottom{flex-direction:column;gap:8px}.eyebrow{font-size:11px;margin-bottom:20px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.cards article:nth-child(3n+1){padding-left:0;border-left:0}.cards article:nth-child(n+4){border-top:1px solid var(--line);padding-top:32px}.cards article{padding-bottom:30px}.remortgage-note{margin:25px 0 0;color:var(--muted);font-size:15px}@media(max-width:640px){.cards article:nth-child(n+4){border-top:0;padding-top:25px}}

/* Brand colours and the original supplied logo. */
:root{--navy:#171717;--muted:#5c5c5c;--gold:#d4ac45;--line:#dedede;--light:#f5f5f4}
.header{min-height:166px;color:#fff;background:#050505;box-shadow:0 0 0 100vmax #050505;clip-path:inset(0 -100vmax);margin-bottom:35px}
.logo-frame{display:block;position:relative;width:230px;height:145px;overflow:hidden}
.logo-frame img{position:absolute;width:300px;height:300px;max-width:none;left:-35px;top:-73px}
.header .button{border-color:var(--gold);color:var(--gold);background:transparent}.header .button:hover{background:#292315}
.button:hover{background:#383024}h1 em{color:#92701f}.number{color:#85661d}.principles span:before{color:#85661d}
.approach-grid>div>p:not(.eyebrow),.steps p{color:#c9c9c9}.steps li{border-color:#424242}
footer.wrap{background:#050505;color:#fff;box-shadow:0 0 0 100vmax #050505;clip-path:inset(0 -100vmax);padding-top:20px}
.footer-top p,.footer-bottom{color:#bfbfbf}.risk{border-color:#393939}.contact{margin-bottom:60px}
@media(max-width:640px){.header{min-height:135px;margin-bottom:15px}.logo-frame{width:185px;height:116px}.logo-frame img{width:242px;height:242px;left:-28px;top:-59px}.header{gap:10px}.header .button.small{padding:10px;font-size:12px}.footer-top{gap:0}}
@media(max-width:360px){.header .logo-frame{width:155px;height:100px}.header .logo-frame img{width:205px;height:205px;left:-25px;top:-50px}.header{min-height:118px}}

.hero-image img{object-position:50% center}.hero-image:after{inset:65% 0 0;background:linear-gradient(transparent,rgba(4,21,25,.8))}